Terms & Conditions

Last updated: 2025-11-10

Welcome to CreditYatra. By accessing or using our website, you agree to these Terms & Conditions.

1. Services

CreditYatra provides guidance and assistance for credit cards and loans. We are not a bank and do not guarantee approvals. Approvals, fees and charges are determined solely by the respective banks/NBFCs.

2. Eligibility Requrements

Must be 18 years or older

Valid government-issued identification required

Proof of income and address verification

Credit history assessment may be conducted

3. User Obligations

Provide accurate and complete information.
Do not submit sensitive data such as OTPs, CVV, net-banking passwords.
Use the website only for lawful purposes.

4. No Financial Advice

Information on this site is for general guidance. You should evaluate products based on your personal circumstances.

5. Third-Party Links

We may provide links to bank websites. We are not responsible for their content, terms, or policies.

6. Limitation of Liability

To the maximum extent permitted by law, CreditYatra shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or services.

7. Intellectual Property

All content, logos, graphics and UI elements are owned or licensed by CreditYatra. You may not copy or reuse them without permission.

8. Communication Consent

By submitting your details, you consent to be contacted by our team via phone, SMS, email or WhatsApp for service-related communication.

9. Privacy

Your use of the site is also governed by our Privacy Policy.

10. Changes

We may update these Terms & Conditions from time to time. Continued use of the site constitutes acceptance of the revised terms.

11. Contact

For any questions about these Terms & Conditions, please write to info@credityatra.in.